Present Value / Time Value of Money Calculator |

Enter values for three or four known parameters and click on the

appropriate button to solve for the unknown parameter

**N**= Number of compounding periods.**I/Y%**= Interest rate year. Use the**P/Y**input field to change to more frequent compounding.**PV**= Present value.**PMT**= Annuity payment per period.**FV**= Future value.- Note that if you enter both
**PV**and**FV**, one must be negative (cash outflow) and one positive (cash inflow). **Format**= Number of decimal places for rounding.**P/Y**= Number of compounding periods per year. For instance, if the interest rate is annual, but interest is compounded**monthly**or the payment is monthly, enter**12**for this value. Alternatively, if your compounding period matches your interest rate (for instance, the interest rate is the rate per**month**and the payment is monthly as well), then leave this set to**1**.**Ordinary annuity / Annuity due**= Set to**Ordinary annuity**for payments at the end of the compounding period (default), or**Annuity due**for payments at the beginning of the compounding period.- Press [Ctrl]+ or [Ctrl]- to increase or decrease the display size.
- Single cash flow examples.
- Ordinary annuity examples.
- Annuities due examples.

Last revised 9-Feb-16

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